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ALLEGANY COUNTY

One of the most popular communities provided by Charis Realty Group - Christine Issler, Broker

ALLEGANY COUNTY

About ALLEGANY COUNTY

Discover Allegany County, MD Real Estate

Welcome to Allegany County, Maryland — The "Mountain Side" of Maryland!

Nestled in the heart of the Appalachian Mountains, Allegany County is where majestic peaks meet historic river towns. Known for its breathtaking vistas, outdoor adventures, and incredibly affordable living, Allegany County offers a high quality of life that feels like a permanent mountain retreat. If you are looking for a place where your dollar goes further and the views go on forever, your search ends here. 

Why Choose Allegany County, MD for Your Next Home?

Allegany County is a hidden gem for those who crave a slower pace of life without sacrificing cultural depth. Whether you are attracted to the "mountain college town" energy of Frostburg, the historic urban architecture of Cumberland, or the quiet suburbs of La Vale, this county offers a refreshing alternative to the high-cost metropolitan areas of the East Coast. 

Top Features of Allegany County Real Estate

  • Exceptional Affordability: Ranked as the #1 county with the lowest cost of living in Maryland, offering incredible value for homeowners. 
  • Historic "Vintage" Neighborhoods: Turn-of-the-century brick homes and Victorian architecture with unique character. 
  • Mountain Estates & Mini-Farms: Modern builds and rustic retreats situated on wooded acreage with sweeping ridge views. 
  • Diverse Options: From trendy downtown lofts to quiet, sidewalk-lined suburban streets. 

Benefits of Living in Allegany County

1. A Hub for Outdoor Enthusiasts

Living here means the great outdoors is your personal playground.

  • The Great Allegheny Passage (GAP): A world-class trail for biking and hiking that connects Cumberland to Pittsburgh.
  • Rocky Gap State Park: Home to the pristine Lake Habeeb, championship golf, and miles of mountain trails. 
  • C&O Canal National Historical Park: Explore the rich history of the towpath along the scenic Potomac River. 

2. Strong Educational Foundations

The Allegany County Public School system is a state leader, recently ranking 8th in Maryland for graduation rates. The county is also an academic hub, home to Frostburg State University and Allegany College of Maryland, providing a vibrant, lifelong learning environment. 

3. Rich Arts & Rail Heritage

Experience a community that celebrates its roots.

  • Western Maryland Scenic Railroad: Ride a historic locomotive through the mountain passes.
  • Allegany Arts Council: Based in Cumberland’s "Arts & Entertainment District," featuring galleries, festivals, and the annual Appalachian Festival.
  • The Old Opera House & Palace Theatre: Local venues offering live music and cinema. 

4. Strategic Mid-Atlantic Location

Allegany County offers a peaceful escape that remains remarkably connected. Located along I-68, you are equidistant to major hubs:

  • Morgantown, WV: 1 hour
  • Frederick, MD: 1 hour 15 minutes
  • Baltimore / Washington, D.C. / Pittsburgh: roughly 2 hours 

5. Authentic Small-Town Spirit

This is a place where community matters. From the "Storybook Holiday" in Frostburg to the lively farmers markets in Cumberland’s downtown pedestrian mall, the people of Allegany County are known for their hospitality and pride in their "Mountain Side" home.

Explore Available Properties

Allegany County, MD real estate offers diversity for every lifestyle:

  • Stately Brick Homes in Cumberland’s historic districts.
  • Newer Construction in the popular Bel Air and La Vale areas.
  • Cozy Mountain Cabins and secluded wooded lots.
  • Investment Opportunities with high potential in growing rental markets. 

Invest in Allegany County, MD Real Estate Today

With home values showing steady growth and a cost of living that is second to none in the state, Allegany County is the perfect place for first-time buyers, retirees, and remote workers looking for more space and less stress.

Ready to find your mountain sanctuary? Contact a local expert on the Charis Realty Group team for personalized guidance and the latest market insights! 

One of the most popular communities provided by Charis Realty Group - Christine Issler, Broker
466
# of Listings
3
Avg # of Bedrooms
$96
Avg. $ / Sq.Ft.
$277,183
Med. List Price

Browse ALLEGANY COUNTY Real Estate Listings

466 Properties Found. Page 12 of 32.

COMPLETELY REMODELED • 5 BEDROOMS • 2,626 FINISHED SQ. FT. • WALK-OUT LOWER LEVEL
Move right in and enjoy the space of this beautifully renovated LaVale home! Offering 5 bedrooms and 2.5 baths across more than 2,600 finished square feet, this home combines a bright, open main level with an incredibly versatile finished walk-out lower level. The heart of the home is the open kitchen and living area featuring granite countertops, stainless steel appliances and abundant natural light.
Three bedrooms are conveniently located on the main level, while the finished lower level adds two additional bedrooms, a spacious primary suite with an impressive 60-inch tiled shower, additional living space, half bath and dedicated laundry room. Step outside to the rear deck and enjoy the peaceful wooded setting. Extensively remodeled inside and out, with central air, natural gas heat, public utilities and no HOA — this is one you'll want to see in person.
#MDAL2015384

LAVALE

18 PARK AVENUE

5 Beds

2 Baths

2,626 Sq.Ft.

$329,000

MLS#: MDAL2015384

Seller prefers 24 hour notice for appointments - but may be able to entertain a shorter notice at some times.  There is a cat on premises and will be crated for showings but please be mindful of open doors.
#MDAL2016020

FROSTBURG

65 VICTORIA LANE

3 Beds

3 Baths

2,876 Sq.Ft.

$325,000

MLS#: MDAL2016020

New on site 3 days ago
A little room to roam. A little space to slow down. A whole lot to love. Set on 5.29 acres in Flintstone, this updated 3-bedroom, 2-bath home pairs an inviting interior with open yard and mature woods. A covered front porch offers the perfect spot for morning coffee with the trees as your backdrop.

Inside, the open kitchen, dining, and living area features a large picture window and coordinated flooring. The beautifully updated kitchen offers a bright, polished look with stainless steel appliances and a convenient island. The home offers 1,628 square feet of finished living space, including a lower-level room with a wood stove and brick hearth, ideal for a second gathering area, hobbies, or a home office.

A rear patio provides space for grilling and relaxing, while a storage shed with an attached covered area accommodates outdoor equipment. Explore your wooded acreage or settle onto the porch and let the day wind down. An updated home, room to spread out, and a setting that makes you want to stay awhile..welcome to 13708 Black Valley Road.
#MDAL2016088

FLINTSTONE

13708 BLACK VALLEY ROAD NE

3 Beds

2 Baths

1,628 Sq.Ft.

$319,900

MLS#: MDAL2016088

Rare opportunity to own an entire half block of Frostburg history in the Historic District. Comprising 8, 10, and 12 South Broadway, this unique mixed-use property offers exceptional potential for investors, entrepreneurs, and owner-occupants alike.

For more than 50 years, this building was home to a beloved local bakery, and now it's ready for its next chapter.

8 S. Broadway provides access to the spacious residential living quarters featuring a living room, dining room, kitchen, den, 2 bedrooms, and 1.5 baths. The den could easily serve as a third bedroom, home office, or flex space.

10 S. Broadway was formerly the bakery's retail storefront. This space includes a half bath and a former cake room that could be converted into a galley kitchen, creating the potential for an additional rental unit or expanded commercial use.

12 S. Broadway housed the bakery operations. All equipment has been removed, leaving a blank canvas for your vision. Plumbing connections remain in place for future sink and bath fixtures, making this space ideal for a new business, studio, office, retail venture, or efficiency apartment conversion.

The commercial portion benefits from an existing fire suppression system and utility hookups suitable for many food and beverage operations, while also offering flexibility for retail, office, service-based businesses, and more.

The residential space features beautiful hardwood floors, a bright bay window, abundant natural light, cedar closets, convenient laundry, a half-bath ensuite, and an expansive third-floor loft that offers even more living or storage space.

Whether you're looking to open a business, create multiple income-producing units, or live where you work, this property presents a unique opportunity in a thriving downtown location surrounded by established businesses and just steps from Main Street.

Property is being sold AS-IS. Remaining equipment will be removed prior to closing. Schedule your showing today and bring your vision to life!
#MDAL2014622

FROSTBURG

8 S BROADWAY

None Beds

None Baths

3,706 Sq.Ft.

$315,000

MLS#: MDAL2014622

WELCOME HOME!  Owner's pride in this home is so evident!  All the brick, stone, and concrete work was all done by a master craftsman, the owner of the home!  He is known in the area for his talent and craft of masonry.  Nestled in a serene rural setting, this exquisite traditional home, originally built in 1925 and thoughtfully renovated in 2014, offers a perfect blend of timeless charm and modern luxury. You need to come see the home to fully see the beauty of the absolutely stunning fireplaces and bedroom wall.  The home is heated with an outdoor Mahoney 500 gallon model coal furnace.  This residence features four spacious bedrooms and two full bathrooms, providing ample space for relaxation and entertainment. Step inside to discover a warm and inviting interior, where a traditional floor plan seamlessly connects the living spaces.  One of the bedrooms has a stunning wall of custom stone work.  The cozy ambiance is enhanced by two stunning custom stone fireplaces, each adorned with elegant mantels, creating a perfect focal point for cozy evenings. Retreat to the luxurious bathroom, where you can unwind in a soaking clawfoot tub or enjoy the refreshing experience of a walk-in shower with two shower heads. The floors and shelving/sitting areas of the bathroom are heated for added comfort.  The home features wood plank flooring throughout with the exception of one room of carpet. The fully finished basement, accessible from both inside and outside, offers additional living space with a second kitchen and much more. The lower level has access entry and could also be used as a rental or in-law suite with all the same amenities as the main home.  Rent the lower level to assist with your payments!  Outside, the property is equally impressive. Set on a generous 0.45-acre lot, the exterior showcases a blend of custom stone and brick work, vinyl siding, raised garden beds, greenhouse, and a beautiful lawn exuding curb appeal. Enjoy the tranquility of nature with views of the surrounding mountains, trees, and the peaceful street. The outdoor space includes a charming patio and porch, perfect for sipping morning coffee or hosting summer barbecues.  The property also features an oversized attached garage with additional storage space, along with a private asphalt driveway that accommodates multiple vehicles. This home is not just a residence; it's a lifestyle. Experience the perfect balance of comfort, elegance, and convenience in a setting that invites you to create lasting memories. Embrace the opportunity to call this remarkable property your own, where every detail has been thoughtfully curated.  For those who appreciate outdoor activities, Dan's Mtn. State Park offers, a community pool, fishing pond, camping, pavilions, and hiking/biking trails, providing a refreshing escape during all months of the year.  The property is within 45 minutes of Deep Creek Lake and 30 minutes of Cumberland offering additional enjoyments of outdoor living. *Some Photos have been Ai enhanced.
#MDAL2015294

LONACONING

20905 WATER STATION RUN ROAD SW

4 Beds

2 Baths

3,336 Sq.Ft.

$315,000

MLS#: MDAL2015294

Rare opportunity to own an entire half block of Frostburg history in the Historic District. Comprising 8, 10, and 12 South Broadway, this unique mixed-use property offers exceptional potential for investors, entrepreneurs, and owner-occupants alike.

For more than 50 years, this building was home to a beloved local bakery, and now it's ready for its next chapter.

8 S. Broadway provides access to the spacious residential living quarters featuring a living room, dining room, kitchen, den, 2 bedrooms, and 1.5 baths. The den could easily serve as a third bedroom, home office, or flex space.

10 S. Broadway was formerly the bakery's retail storefront. This space includes a half bath and a former cake room that could be converted into a galley kitchen, creating the potential for an additional rental unit or expanded commercial use.

12 S. Broadway housed the bakery operations. All equipment has been removed, leaving a blank canvas for your vision. Plumbing connections remain in place for future sink and bath fixtures, making this space ideal for a new business, studio, office, retail venture, or efficiency apartment conversion.

The commercial portion benefits from an existing fire suppression system and utility hookups suitable for many food and beverage operations, while also offering flexibility for retail, office, service-based businesses, and more.

The residential space features beautiful hardwood floors, a bright bay window, abundant natural light, cedar closets, convenient laundry, a half-bath ensuite, and an expansive third-floor loft that offers even more living or storage space.

Whether you're looking to open a business, create multiple income-producing units, or live where you work, this property presents a unique opportunity in a thriving downtown location surrounded by established businesses and just steps from Main Street.

Property is being sold AS-IS. Remaining equipment will be removed prior to closing. Schedule your showing today and bring your vision to life!
#MDAL2014842

FROSTBURG

8 S BROADWAY

2 Beds

2 Baths

2,516 Sq.Ft.

$315,000

MLS#: MDAL2014842

Please note: The pictures included here are IA driven due to the fact that the tenants had to extend their lease for a short while, this is a rendition of the house minus tenant's belongings:

The Dingle--Cumberland's premier development began just after the Roaring '20's and was the replacement for the Victorian home styles.  The syles of the homes blended the fine workmanship of the times pre-depression where the homes were opulant and massive in size to a more compact home still complete with the elegance of the era and some of the finest workmanship available.  
This quaint neighborhood itself is small and at one time was likely one of the first gated communties and this home is situated at the end of the cul de sac.  You can still see where the gates were located--but, even without the gate, it still offers a sense of privacy with  only one way in and out. All names of the streets, Buckingham, Dingle, Windsor, Piccadily reflect british aristocracy and, for a little trivia also were names for men's ties/shirt styles in that era--that darned Google! It is located at the cross roads of 220 S and I 68 E and West within a few minutes and a stone's throw to the Great Allegheny Bike Passage and downtown arts and entertainment section.

The 4 bedroom, 3 bath home offers a main floor bonus area which includes a family room or main  en suite  and laundry room which are located just off the kitchen. Upstairs offers 4 bedrooms and 2 full baths.  

Pool has not been opened in a number of years but according to the owner was in working condition when last winterized and will convey in its current conditon. 

The home has good bones and plenty of potential and blends the style and structure of a 1930's home with some updates. It also offers unique touches not usually found today such as coved walls, built in china closet in kitchen, and many other quality finishes no longer offered. There are replacement windows throughout.  The AC is currently only available in the 2nd floor area.
#MDAL2014952

CUMBERLAND

833 BUCKINGHAM ROAD

4 Beds

3 Baths

2,585 Sq.Ft.

$309,300

MLS#: MDAL2014952

55.6 acres of raw land, great for hunting, recreation, building your Dream Estate, mostly wooded with some field area, property has a stream crossing it as well as a spring.
#MDAL2015166

RAWLINGS

STEELES HILL ROAD

None Beds

None Baths

55.64 acres

$305,800

MLS#: MDAL2015166

Nestled in the serene Woodland subdivision, this exquisite traditional home offers a perfect blend of comfort and sophistication. With 2,025 square feet of thoughtfully designed living space, this residence features four spacious bedrooms and two and a half  bathrooms, ensuring ample room for relaxation and entertaining. Step inside to discover a warm and inviting atmosphere. The fully finished basement provides additional living space, perfect for a media room, home office, or play area, catering to your lifestyle needs. The exterior boasts charming vinyl siding and a side-entry garage, complemented by an asphalt driveway that enhances curb appeal. Set on a generous 0.38-acre lot, the property offers a tranquil outdoor space, ideal for gatherings or quiet evenings under the stars. Experience the luxury of convenience with an attached garage, providing easy access to your home. This residence is not just a house; it's a lifestyle, offering a peaceful retreat while being close to local amenities. Embrace the opportunity to make this stunning property your own, where every detail has been crafted for comfort and elegance. Your dream home awaits in Woodland, where luxury meets everyday living.
#MDAL2015746

CUMBERLAND

909 GROWDEN TERRACE

4 Beds

2 Baths

3,182 Sq.Ft.

$300,000

MLS#: MDAL2015746

Three unit rental property in Frostburg.  Close to FSU and Main Street.  Could easily be converted back to single family home.
#MDAL2015638

FROSTBURG

102 WOOD STREET

7 Beds

None Baths

4,344 Sq.Ft.

$300,000

MLS#: MDAL2015638

New on site today
<BR> PRICE REDUCED FOR QUICK SALE! <BR>< 
 <BR> 236 Glenn St, Cumberland, MD 21502 <BR> 
Renovated Three-Unit Property | Strong Rental Income Potential  
<BR> 
Build your investment portfolio or live in one unit while the other two help offset your mortgage! This fully renovated property offers three two-bedroom, one-bath units, totaling six bedrooms and three full bathrooms. All furniture in the property conveys.  
Previously Reported Rental Income  
<BR> <BR> 
First level: Two bedrooms and one full bathroom — $1,600/month.  
<BR> <BR>   
Second level: Two bedrooms and one full bathroom — $1,600/month. 
<BR> <BR> 
Third level: Two bedrooms and one full bathroom, with exterior stair access — $1,500/month.  
<BR> <BR>   
That totals $4,700 per month—or $56,400 annually—in gross rental income, offering an attractive foundation for potential cash flow.  
<BR> <BR> 
Two Ways to Buy  
<BR> <BR> 
Owner-occupants: Eligible buyers may purchase through Fannie Mae financing with as little as 5% down when occupying one unit as their primary residence. Qualifying rental income from the other two units may help support mortgage approval.  
<BR> <BR>
Investors: Ask about DSCR financing with as little as 20% down with NO bank statements and no tax returns and minimum documentation to qualify —up to 80% loan-to-value—for this three-unit property. This financing approach evaluates the property’s rental income to support qualification. 
<BR><BR>
Convenient Cumberland Location  
Enjoy access to shopping, parks, downtown amenities, and the Cumberland train station, surrounded by the historic character and Appalachian charm of Western Maryland.  
<BR>
Renovated. Furnished Income Potential <BR> <BR>
Schedule your private showing today and make an offer!  
<BR> <BR>   
Previously reported rents are subject to verification and do not guarantee future income. Actual cash flow depends on mortgage payments, operating expenses, maintenance, and vacancies. All financing is subject to borrower and property eligibility, current lender guidelines, and approval.
#MDAL2016100

CUMBERLAND

236 GLENN STREET

6 Beds

3 Baths

2,451 Sq.Ft.

$299,999

MLS#: MDAL2016100

Beautiful ranch style home in Frostburg!  Over 3,000 square foot home with 5 bedrooms and 3 1/2 bath!!!!  Nice hardwood floors through home - Living room with fireplace - dining room with french doors leading to a large trex deck overlooking the beautiful gazebo and pond area!  3 bedrooms & 1 1/2 baths on main level - lower level consists of a large family room with french doors to patio, workshop (super nice) with wood burning stove, bedroom room with connecting full bath, extra room den/study/workout room with storage room, off the family room is a patio - from the patio you have another bedroom with full bath and walk-in closet.  Oh did I say on .90 acres (lot size 106x376 105x370)  and a 2 car garage.... too much to list!  Call and take a look!

--
#MDAL2014554

FROSTBURG

223 ARMSTRONG AVENUE

5 Beds

3 Baths

3,290 Sq.Ft.

$299,999

MLS#: MDAL2014554

RECENTLY REMODELED SIDE BY SIDE DUPLEX.  3 BEDROOM 1 FULL BATH AND A 2 BEDROOM 1.5 BATH.  NEWER ROOFING SIDING FLOORING PAINT KITCHENS AND BATHROOMS GRANITE COUNERTOPS  STAINLESS APPPLIANCES.  CURRENTLY RENTED FOR  $2700 PER MONTH AND TENANTS PAY UTILITIES.  LANDLORD PAYS FOR LAWNCARE AND TRASH.
#MDAL2015532

LAVALE

505 B STREET

5 Beds

None Baths

1,868 Sq.Ft.

$299,900

MLS#: MDAL2015532

Investment opportunity in Cumberland, Maryland. This nine-unit property is comprised entirely of efficiency apartments. The building also features a small commercial space currently utilized as a tenant laundry area. The landlord covers utilities. Gas boiler replaced 2 years ago. Ideally positioned with easy access to downtown amenities, shopping, and transportation routes.

9 Efficiency Units - 3 units leased - 2 @$725, 1@$625. all leases are month to month

Other properties available
discount for purchase of all properties
 -229 E Union - 5 Units
- 339/341 Frederick  5 Units
- Commercial Lot  Front & Baltimore  .08  Acres
#MDAL2013850

CUMBERLAND

315 FREDERICK

None Beds

None Baths

4,500 Sq.Ft.

$299,000

MLS#: MDAL2013850

Investment Property within minutes of I-68 East or West! This timeless gem is well known to the area as it has previously been Bunnies Restaurant and The Cumberland Oil Company! This property currently operates as a 9-unit apartment complex that is turn-key ready! Spacious parking, outside of city limits, close to many amenities as you travel west, and close to Downtown Historic Cumberland when travelling East.  Your next investment awaits!
#MDAL2013914

LAVALE

513 NATIONAL

None Beds

None Baths

5,600 Sq.Ft.

$299,000

MLS#: MDAL2013914

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